CREDIT INVESTMENT ANALYST AT DBT CAPITAL

At DBT, we are committed to empowering Small and Medium-sized Enterprises (SMEs) and entrepreneurs by providing the financing they need to grow. Since our inception in 2017, we have supported over 300 Swedish companies with more than SEK 3 billion in loan financing. Backed by prominent investors such as Öhman, Östersjöstiftelsen, and Öresund Investment, and with financing secured by global banking giant NatWest, we are building the next generation of SME lenders.

We leverage our proprietary digital platform for lending and analysis to challenge the traditional financing market, offering an alternative or complement to institutional banks and factoring companies. DBT has been recognized by Sifted as a "Nordic Scaleup to Watch" and named one of Europe’s fastest-growing companies by the Financial Times in 2021 and 2023. We are a registered financial institution under the supervision of Finansinspektionen and are supported by the European Investment Fund (EIF).

We are seeking a forward-thinking and driven Credit Investment Analyst to join our team in Stockholm and help us continue providing SMEs with the financing they deserve.

About the Role

As a Credit Investment Analyst, you will be a key player in DBT’s growth team. In a collaborative, dynamic environment, you will focus on underwriting deals while contributing to building our reputation alongside a diverse and supportive team. This role offers the opportunity to work closely with a talented group of professionals, bringing varied experiences together to create innovative solutions.

Core Responsibilities

• Due Diligence: Conduct commercial and financial due diligence using DBT’s in house platform, Growth Hub.

• Credit Investment Memos: Prepare credit investment memos and present them to DBT’s Credit Committee.
• Negotiations: Negotiate and structure deals, supported by DBT’s experienced legal team.
• Portfolio Management: Assist with ongoing monitoring and management of portfolio companies, including analyzing financial performance, identifying value creation opportunities, and tracking market trends.
• Value Creation: Contribute to in-house projects focused on strategic growth, product development, and brand awareness.

Who Are We Looking For?

At DBT, we believe in the power of teamwork, and we value individuals who share our belief in collaboration, innovation, and inclusivity. We are looking for an Analyst who thrives in a fast-paced, growth-driven environment. You are a curious self-starter with a strong sense of business acumen and an entrepreneurial mindset. We especially encourage female applicants who seek to combine professional ambition with personal development.

To succeed in this role, we believe you have:

• A minimum of a bachelor’s degree (a master’s degree is a plus), preferably in Finance, Economics, or Engineering.

• At least 2 years of experience in corporate finance, transaction advisory, audit, consulting, venture capital, or a relevant field. Entrepreneurial backgrounds, where you have raised funding in any form, are also considered.

• Proficiency in PowerPoint and Excel.

• Excellent command of both Swedish and English in all forms of communication.

Furthermore, we believe you possess the following skills:

• Financial Analysis: Strong ability to analyze financial reports, including balance sheets, income statements, and cash flow statements.

• Risk Assessment: Ability to identify, evaluate, and mitigate potential risks associated with lending to growing SMEs.

• Attention to Detail: Meticulous in reviewing financial data and detecting critical issues that may affect a customer's creditworthiness.

• Presentation Skills: Ability to present complex financial information clearly and confidently to prospects, clients, and internal colleagues.

At DBT Capital, we nurture a culture of respect, diversity, and inclusivity. We believe that our strength lies in empowering individuals, and we foster an environment where every voice is heard. We value hard work, camaraderie, and offer robust support to ensure your personal and professional growth.

We will be conducting interviews on an ongoing basis and look forward to receiving your online application. For questions, please contact Natalie Eklund at natalie@dbt.se. Please note that we do not accept applications via email due to GDPR regulations.